Funding to transcend Dreams into Destinations

Ready to make your study abroad dreams a reality? Look no further than our top-notch international education loan options.

500+ students already applied

Perks of using Loan Vidya

Zero cost service

We charge nothing from the applicant that makes the entire process seamless. Get in touch and make the next move with your career!

Go Digital

The Loan application is handled entirely by our proprietary digital platform. The Portal is built with your privacy and digital security as the priority.

Any time support

Our panel of experienced loan counsellors offer 24*7 assistance and counsel and will ensure a smooth process throughtout.

How it works

STEP 1

The student’s loan application is launched with all the relevant details and the necessary supporting documents, collected and sorted through Loan Vidya’s proprietary digital portal.

STEP 2

The application is custom matched and passed to the lenders based on the student profile to maintain shorter revert time. The eligibility decision is issued to the applicant within 48 hours from the time of submission of application.

STEP 3

Post eligibility, the applicant’s credit check and underwriting process is completed from the lenders’ end before the issue of the Sanction Letter. Pre-Disbursement assistance is provided as a value-added service by Loan Vidya.

Non-Collateral Loans

Loan Vidya aids the aspiring international students to secure the best in the market education loans without any collateral security with interest rates starting from as low as 11.5%.

See what our students say...

"Thanks to LoanVidya, I was able to secure an education loan after being rejected by another lender. Nagaraj and Vignesh helped me find the best lender with the lowest interest rate, and I appreciate their support throughout the loan process. I am grateful to LoanVidya for making my dream of studying abroad a reality."

Preethi Gouda

St Louis University

"LoanVidya is an excellent consultancy service that helped me secure a loan without visiting a physical bank. The LoanVidya team impressed me with their dedication to improving my loan profile, and Vignesh provided expert advice on securing the best interest rates possible."

Ayaluri Vikram

UNT

"I'm grateful to LoanVidya for their help with my loan process. Vignesh sir understood my situation and processed my application for a non-collateral loan, which was approved in a short time. I appreciate the follow-up and hassle-free loan process, and highly recommend LoanVidya to anyone in need of a loan."

Dharani Reminisetti

Saint Peter’s University

Hi Loan Vidya team,I am very much thankful for your efforts, for helping me to secure the loan, I specially thank Vignesh for his continuous follow up and making it easy for me to know the status of my application, you guys made it easy for me to choose which bank would provide me an education loan with a better rate of interest. I am very much glad to have your assistance.Thank you very much team.

Harshith Vithala

Central Michigan University

I had just 20 days to attend my visa interview and was confused about where to apply for a loan. My friend recommended LoanVidya, and I am glad I contacted them. Sankar, the relationship officer, provided all the necessary information, and my education loan was sanctioned in just 2 days. Thanks to Sankar and LoanVidya for their excellent service. I highly recommend LoanVidya for education loan services.

Pooja Santosh Kumar

University of Bridgeport

Loan Vidya went above and beyond to help me obtain an education loan. Their team made the process stress-free and found the best loan options for me. I couldn't have achieved these rates on my own. Thanks to Sankar for his constant help and support. I highly recommend Loan Vidya for their professionalism and dedication to customer service.

Sudharshan Gowtham KV

University of Canada West

I'm grateful to LoanVidya for helping me secure an education loan. Vignesh was extremely helpful and made the process stress-free. With his expertise, I was able to get the best loan offer in just 2 days. Overall, LoanVidya's team is professional, knowledgeable, and committed to customer satisfaction. Highly recommended!

Pavan Kalyan Goud

Rowan University

Loan Vidya provided me with a great experience. They helped me get a loan quickly and explained the process in detail. With their assistance, I was finally able to get the loan despite trying for two months with other sources. A big thank you to Vignesh for always being available to answer my questions. I highly recommend Loan Vidya to anyone looking for a hassle-free educational loan process.

Karthik

University of Essex

My experience with Loan Vidya Services was amazing. They delivered on their promise and the loan was sanctioned on the mentioned date without any hassle. The team provided constant support and guidance throughout the process. I highly recommend everyone to connect with Loan Vidya for quick and seamless loan services. Thank you to the team for their excellent service.

Chandan Chalumuri

Arizona State University

Latest Resources

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Graduate Record Examination (GRE)

is a standardized test that is used as an admissions requirement for many graduate school programs in the United States and other countries.

All about Curricular Practical Training in USA

CPT is authorized by the designated school official (DSO) and is intended to enhance the student's academic experience.

Optional Practical Training (OPT)

OPT is a great opportunity for F-1 students to gain work experience and potentially secure employment in the United States.

FAQs

What is the Maximum Loan eligibility?

The sum total of 2-year tuition fees towards the University plus 1-year living expenses plus 1.00 lakh travel expense plus one laptop cost can be included in the loan sanction. A maximum sanction amount of Rs.30 Lakhs for UK/IRELAND and Rs. 50 Lakhs for USA is the median sanction value. However, the chosen University should fall under the Platinum, Titanium or Gold category as per the Lender’s database to avail the additional loan coverages.

Floating or Fixed rate of interest

Even Fixed interest will get modified upward, when the RPLR gets increased by RBI. No such exception for any consumer for both Home loan and Education loan, whenever RBI increases 50 basis points, all lenders will increase to all customers.

EMI Holiday Period

Also called the Moratorium Period. This depends on the course duration. For a 2-year course, it is 36 months and for 1 year course, it is 24 months. Even during this period, the Parent needs to pay Rs.5000/- towards monthly EMI during the moratorium period to keep the loan account active.

Duration for repayment

This is called the Loan Tenure. It is usually 120 months.

Still have questions?

Check out our FAQs page